About National Bankcard

Your partner for better payment processing.

Powerful processing solutions backed by personal support.

With some of the lowest processing rates in the industry and award-winning customer service, National Bankcard remains a leading provider in credit and debit card-based payment processing solutions to customers across the country.

We understand that running a successful business starts with seamless transactions and that the right tools and support should go wherever you go. That’s why we offer solutions built for and around your unique business needs, transparent pricing that is free of hidden fees, and dedicated merchant services—anytime, anywhere.

  • Cash Discount Program
  • Free Clover Placements
  • No Setup Fee
  • No Cancellation Fee
  • Same-Day Setup
  • Next-Day Payments
  • Live Customer Support 24/7

How credit card processing works:


The merchant submits the customer’s credit card transactions via a secure connection to National Bankcard’s processor.


National Bankcard’s processor submits the transaction to the Credit Card Interchange network.


The Credit Card Interchange network receives and routes the transaction to the credit card issuing bank.


The bank approves or declines the transaction and relays the results back to National Bankcard’s processor.


The processor sends the approve or decline message back to the merchant’s point of sale. (Steps 1 – 5 take about 3 seconds.)


The merchant sends a record of daily transactions to the processor by ‘batching out.’ Funds are deposited into checking accounts the next day.

Support you deserve from a team you trust.

Having one of the highest merchant retention rates in the industry is a testament to our ongoing account support for merchants just like you. Our highly-trained customer service team remains committed to providing you with the tools and peace of mind you need to make more informed business decisions at every step.

Your business is our priority.

As your partner in merchant services, National Bankcard makes the process of accepting payments at your business easy, secure, and cost-effective. With a chargeback and fraud department committed to providing the highest level of security, we’re here to help you manage risk and keep your business fully protected.



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Rated out of 5.

Over 75,000 Merchants

Businesses of all sizes trust National Bankcard as their processor-of-choice.

“Great company, great people, great service; nothing else to say. Can’t beat anything that is offered by this company, no one else even comes close.”

“Great turn around time from submitting your application to less than 24-hour approval and getting equipment for shipment. Really really great!”

“I called just to get a quote but I actually signed up. David made the process so fast and easy. Within 2 hours, I was approved.”

Partner with National Bankcard today.

Become a merchant with National Bankcard.