Same day setup Next day payments Wholesale rates 24/7 Live Support

How it works

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1. Merchant submits customer’s credit card transaction via a secure connection to National Bankcard’s processor.

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2. National Bankcard’s processor submits the transaction to the Credit Card Interchange network.

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3. The Credit Card Interchange network receives and routes the transaction to the credit card issuing bank.

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4. The bank approves or declines the transaction; and relays results back to National Bankcard’s processor.

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5. The processor sends the approve or decline message back to the merchant’s point of sale. Steps 1-5 take about 3 seconds.

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6. Merchant sends a record of daily transactions to the processor by ‘batching out’. Funds are deposited into checking account the next day.

Processed for over 32,500 Merchants
Brands that we have worked with:

Dominos Logo Quiznos Logo Shell Logo BMW Logo KFC Logo
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Processed for over 35,000 Merchants
Brands that we have worked with:

Available Payment Processing Methods

  • FREE!

    Free VX 520 Credit Card Machine

    Terminal Processing

    • Free VX520 Credit Card Terminal

    • Accept Chip Cards and Apple pay

    • Fast Thermal Printer

    • Wireless and Wifi Options

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  • FREE!

    Free Mobile Card Reader

    Mobile Processing

    • Free EMV Chip Reader

    • Bluetooth Option Available

    • Multi User Capabilites

    • Add Image based Inventory

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  • POS Processing

    • Featuring Clover Product Suite

    • Over 200 Apps in Clover Market Place

    • Top of the line POS Hardware

    • Quickbooks Integration

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  • Online Processing

    • Free Virtual Terminal Setup

    • Check Processing Available

    • Process Recurring Payments

    • Quickbooks integration

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Unique Value We Provide

  • No Setup Fee

    With National Bankcard there is never a setup fee. We also provide a free EMV credit card machine or a free mobile card reader or both. We also offer free shipping with all equipment orders and free training to show you how to use your new device.
  • No Cancellation Fee

    With National Bankcard there is never a cancellation fee. Our “no cancellation fee” policy reinforces our commitment to providing the best ongoing support to merchants. If you ever need to close your account you simply need to call us and we will have your account closed the same day. There is no risk to try us out.
  • Same Day Setup

    Getting set up with National Bankcard is quick and easy. We have a simple one page electronic application that we can fill out for you. We can then text or email you the application and you can sign it with your mouse or your finger if viewing on your phone. The application takes about 5 minutes to fill out at most. An application on average is approved within 1-4 hours after submitting to underwriting. After your application is approved, we ship to you your fre credit card machine or free card reader with free second day shipping.
  • Next Day Payments

    Get your money faster with National Bankcard. Payments that are processed today can be in your account in as little as 12 hours. No more waiting 3-4 days to clear your funds.
  • Wholesale Rates

    National Bankcard offers wholesale processing rates usually reserved for big box retailers to all of its merchants. If you have not had a statement analysis in a while you are probably paying too much in processing costs. Call us today and we will put together a details cost savings analysis for you. You have nothing to lose.
  • BBB A+ Rating

    When dealing with businesses payments it is so important to have a good track record and positive reviews from our customers. Our reputation is our most important asset. We have had a long standing A+ Rating with the New York State BBB for the past 8 years. We also have over 150 positive reviews on trustpilot from the the past 12 months.
  • Live Customer Support

    Whenever you call National Bankcard a live person will always answer the phone, day or night 365 days a year. No more automated phone systems. We have some of the lowest hold times in the industry with an average pick up rate of under 15 seconds. Have peace of mind that if you ever have questions about your payment processing equipment or transactions that someone is always going to pick up the phone and be able to assist you.

Pricing / Competitor Comparison

With no hidden fees, we created a transparent sales model based on honesty. Low processsing rates help merchants focus on what they do best-- run their business. Our "no cancellation fee" policy reinforces our commitment to providing the best ongoing support to merchants.
NATIONAL BANKCARD SQUARESTRIPE
Live 24/7 Customer Service by Phone YES LIMITED LIMITED
Tiered and Interchange Pricing YES NO NO
Free Chip Card Terminal YES NO NO
Free Mobile Card Reader YES YES NO
Free Shipping YES YES NO
Cancellation Fee $0.00 $0.00 $0.00
Clever POS Products YES NO NO

How Does It Work

National Bankcard makes the process of accepting payments at your business easy, secure and cost effective. We protect our merchants with a chargeback and fraud department that provides the highest level of security. We're your partner when it comes to merchant services.
  1. Fill out our short pricing form or call us for immediate assistance (we prefer calls).
    Our sales specialists are standing by from 9am - 6pm EST Monday - Friday. Customer service is open 24/7.
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  2. One of our specialists will talk to you to learn more about your business, go over pricing, and review our equipment options.
    We offer our merchants a free mobile card reader, or a free virtual terminal. We also offer competitive pricing on the new full line of Clover Point of Sale products.
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  3. After figuring out your best solution, we fill out an electronic application for you that takes about 5 minutes to complete and text or email it to you for review and electronic signature. We submit your paperwork to underwriting for approval. Getting approved takes between 2-5 hours.
    We have no contract term or cancellation fee so an application is non-binding, you can cancel at anytime at no extra cost.
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  4. After being approved we will reach out to you again to confirm your equipment order and shipping address, and to make sure your information is setup to print correctly on your customer's receipts. We then email you your tracking number when your equipment ships.
    When your account is approved it is assigned an account manager that is responsible for onboarding your account through an efficient process. We have won awards for our onboarding steps. Check us out on trustpilot :) Also shipping is free.
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  5. Your account manager will call you after your equipment arrives to train you on how to you use your new terminal, or mobile card reader, or Virtual terminal, or Clover POS.
    This is an important step and something that many of our competitors neglect. We walk you through setting up your equipment and run you through a test transaction. We also go over how to view your account activity online in our merchant portal. If you purchased a Clover POS we walk you through uploading your inventory into your system and train you on how to use it a-z.
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  6. After you start processing we encourage you to call us back with any questions at anytime. We understand that merchant services is an important part of your business and we are here to help with any questions that you may have.
    Our no cancellation fee policy reinforces our commitment to providing you with the best ongoing service.
    Read more

Choose the Best Plan for Your Business

Whether you see customers face to face or sell online, we have payment solutions for your business type.

We’ll take care of you

Ready to take the next step?

Compare our rates to other rates you've found.

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CONTACT SALES: 1-800-991-2291