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Rate Plan Summary

Terminal Processing Summary
Highlights with the current selection:
What you get with Terminal Processing:

  • VX520 Credit Card Terminal

  • Built in Pin Pad
  • Accepts Apple Pay
  • High Speed Printer
  • Accepts Chip Cards
Mobile Processing Summary
Highlights with the current selection:
What you get with Mobile Processing:

  • Mobile Card Reader

  • Easy to use App
  • Send Email Receipts
  • Accepts Chip Cards
  • Send Text Receipts
Online Processing Summary
Highlights with the current selection:
What you get with Online Processing:

  • Virtual Terminal Setup

  • Accept Cards Online
  • Recurring Payments
  • Process Checks
  • Website Integration
Clover Station POS Summary
Highlights with the current selection:
What you get with Clover Station POS:

  • Clover Station POS

  • checkmarkAccept Chip Cards
  • checkmarkHigh Speed Printer
  • checkmarkFull Cash Drawer
  • checkmark200 + Apps
Clover Flex POS Summary
Highlights with the current selection:
What you get with Clover Flex POS:

  • Clover Flex POS

  • checkmarkAccept Chip Cards
  • checkmarkLong battery life
  • checkmarkWifi and 4G/LTE
  • checkmarkHigh speed printer
Clover Mini POS Summary
Highlights with the current selection:
What you get with Clover Mini POS:

  • Clover Mini POS

  • checkmarkAccept Chip Cards
  • checkmark7" Touch screen
  • checkmarkWifi and 4G/LTE
  • checkmarkHigh speed printer
Terminal Processing Summary
Highlights with the current selection:
What you get with Terminal Processing:

  • FREE*Free Placement*: 

    VX520 Credit Card Terminal

  • Built in Pin Pad
  • Accepts Apple Pay
  • High Speed Printer
  • Accepts Chip Cards
Mobile Processing Summary
Highlights with the current selection:
What you get with Mobile Processing:

  • FREE*Free Placement*: 

    Mobile Card Reader

  • Easy to use App
  • Send Email Receipts
  • Accepts Chip Cards
  • Send Text Receipts
Online Processing Summary
Highlights with the current selection:
What you get with Online Processing:

  • FREEFree Placement*: 

    Virtual Terminal Setup

  • Accept Cards Online
  • Recurring Payments
  • Process Checks
  • Website Integration
Clover Station POS Summary
Highlights with the current selection:
What you get with Clover Station POS:

  • FREE*Free Placement*: 

    Clover Station POS

  • checkmarkAccept Chip Cards
  • checkmarkHigh Speed Printer
  • checkmarkFull Cash Drawer
  • checkmark200 + Apps
Clover Flex POS Summary
Highlights with the current selection:
What you get with Clover Flex POS:

  • FREE*Free Placement*: 

    Clover Flex POS

  • checkmarkAccept Chip Cards
  • checkmarkLong battery life
  • checkmarkWifi and 4G/LTE
  • checkmarkHigh speed printer
Clover Mini POS Summary
Highlights with the current selection:
What you get with Clover Mini POS:

  • FREE*Free Placement*: 

    Clover Mini POS

  • checkmarkAccept Chip Cards
  • checkmark7" Touch screen
  • checkmarkWifi and 4G/LTE
  • checkmarkHigh speed printer
Clover Go POS Summary
Highlights with the current selection:
What you get with Clover Go POS:

  • FREE*Free Placement*: 

    Clover Go POS

  • checkmarkEasy to use app
  • checkmarkSend email receipts
  • checkmarkAccept chip cards
  • checkmarkSend text receipts
Clover Go POS Summary
Highlights with the current selection:
What you get with Clover Go POS:

  • Clover Go POS

  • checkmarkEasy to use app
  • checkmarkSend email receipts
  • checkmarkAccept chip cards
  • checkmarkSend text receipts
Clover Station Pro POS Summary
Highlights with the current selection:
What you get with Clover Station Pro POS:

  • FREE*Free Placement*: 

    Clover Station Pro POS

  • checkmark14" touch screen
  • checkmarkBarcode scanner
  • checkmarkFull cash drawer
  • checkmarkCustomer display
Clover Station Pro POS Summary
Highlights with the current selection:
What you get with Clover Station Pro POS:

  • Clover Station Pro POS

  • checkmark14" touch screen
  • checkmarkBarcode scanner
  • checkmarkFull cash drawer
  • checkmarkCustomer display
Wireless Terminal Summary
Highlights with the current selection:
What you get with Mobile Processing:

  • FREE*Free Placement*: 

    Wireless Terminal

  • Wireless 3G
  • High speed printer
  • Long battery life
  • Accept chip cards
Wireless Terminal Summary
Highlights with the current selection:
What you get with Mobile Processing:

  • Wireless Terminal

  • Wireless 3G
  • High speed printer
  • Long battery life
  • Accept chip cards
Smart Terminal A80 Summary
Highlights with the current selection:
What you get with Smart Terminal A80:

  • FREE*Free Placement*: 

    Smart Terminal A80

  • 5" touchscreen
  • High speed printer
  • Wifi and 4G
  • NFC and ApplePay
Smart Terminal A80 Summary
Highlights with the current selection:
What you get with Smart Terminal A80:

  • Smart Terminal A80

  • 5" touchscreen
  • High speed printer
  • Wifi and 4G
  • NFC and ApplePay
Smart Terminal A920 Summary
Highlights with the current selection:
What you get with Smart Terminal A920:

  • FREE*Free Placement*: 

    Smart Terminal A920

  • 5" touchscreen
  • High speed printer
  • Wifi and 4G
  • Barcode Scanner
Smart Terminal A920 Summary
Highlights with the current selection:
What you get with Smart Terminal A920:

  • Smart Terminal A920

  • 5" touchscreen
  • High speed printer
  • Wifi and 4G
  • Barcode Scanner
Smart Terminal E600 Summary
Highlights with the current selection:
What you get with Smart Terminal E600:

  • FREE*Free Placement*: 

    Smart Terminal E600

  • 8" touchscreen
  • Wifi and 4G
  • Customer screen
  • High speed printer
Smart Terminal E600 Summary
Highlights with the current selection:
What you get with Smart Terminal E600:

  • Smart Terminal E600

  • 8" touchscreen
  • Wifi and 4G
  • Customer screen
  • High speed printer

Pricing valid only in the US. Actual fees may vary. Review all documents below in application preview section for full explanation of fees.

Visa / MC / Discover / American Express effective rate for Credit Card and Offline Debit Card transactions with Cash Discount Program will equal 0.00% by offsetting merchant's cost of 3.8461% with customer's cost of 4.00%

Transaction Fee:

$0.00

Offline-Debit Trans Fee:

$0.00

Batch Header Fee:

$0.00

PIN Debit Card Rate: (excluding network fees)

0.00%

Monthly Service Fee:

$5.00

PIN Debit Card Trans Fee:

0.00%

Cancellation Fee:

$0.00

Monthly Minimum:

$25.00

AVS Fee Per Inquiry:

$0.00

Wireless Monthly Fee:

$0.00

Gateway Monthly Fee:

$0.00

Mobile Pay Monthly Fee:

$0.00

Clover Services Monthly Fee:

$0.00

TransArmor Monthly Fee:

$0.00

Application Preview

The following application and terms and conditions of the merchant processing agreement have been generated based on the information you entered. Before signing below please review the Bank Information and Merchant Disclosure section as well as all pages of your Merchant Payment Card Application/Agreement, Merchant Payment Card Application/Agreement Terms and Conditions, and any other documents listed below in the Application Preview section. Each of the below documents are clickable and can be downloaded for review.

Bank Information and Merchant Disclosure

Member Bank Information: BBVA Compass Bank, P.O. Box 2210, Decatur, AL 35699 (877) 525-5113

Important Bank Responsibilities:

  1. A VISA member is the only entity approved to extend acceptance of VISA products directly to a Merchant.
  2. A VISA member must be a principal (signer) to the Merchant Agreement.
  3. BBVA Compass Bank is responsible for and must provide settlement funds to the merchant.
  4. BBVA Compass Bank is responsible for all funds held in reserve that are derived from settlement.
  5. BBVA Compass Bank is responsible for educating merchants on pertinent VISA International

Operating Regulations with which merchants must comply.

Important Merchant Responsibilities:

  1. Ensure compliance with cardholder data security and storage requirements.
  2. Maintain fraud and chargebacks below thresholds.
  3. Review and understand the terms of the Merchant Agreement.
  4. Comply with VISA International Operating Regulations.

(You may download “Visa Regulations” from Visa’s website at: http://usa.visa.com/merchants/operations/op_regulations.html You may download “MasterCard Regulations” from MasterCard’s website at https://www.mastercard.us/content/mccom/en-us/merchants.html/).

The responsibilities listed above do not supersede terms of the Merchant Agreement and are provided to ensure the Merchant understands some important obligations of each party and that the Visa Member – BBVA Compass Bank – is the ultimate authority should the Merchant have any problems.

Merchant Payment Card Agreement Acceptance:

Each person signing below certifies that all information provided in this application is true, correct, and complete, and each person agrees to be bound by all provisions set forth in this document, including, but not limited to the Terms and Conditions, which is hereby incorporated by reference for all purposes (Terms and Conditions can be obtained by visiting https://www.merchantfoundry.com/s4atbv3/WLTC/TC_WL_9_28_18.pdf). Each person authorizes the Bank or any credit reporting agency employed by the Bank or any agent of the Bank, to make whatever inquiries the Bank deems appropriate to investigate, verify or research references, statements or data obtained from the Merchant for the purpose of this application or any application for accompanying POS terminal(s) or equipment financing. An additional copy of the Terms and Conditions will be sent to the business entity indicated above along with the welcome letter upon approval of such business entity to accept payment cards by BBVA Compass Bank. Pursuant to Section 8.1 of the Terms and Conditions, the initial term is for a length of three (3) years and the Merchant Agreement will automatically renew for additional one (1) year terms, unless terminated by any party upon written notice at least thirty (30) days prior to the end of the then existing term. In the event MERCHANT terminates this Agreement prior to the maturity date of the initial term, MERCHANT SHALL be liable to BANK for an early termination fee equal to (i) $0.00 per location if terminated before completion of the first year of the Term; or (ii) $0.00 per location if terminated after completion of the first year of the Term but prior to the end of the third year of the Term (“Early Termination Fee”). For detailed information related to the termination rights and obligations set forth in this Merchant Agreement, see Sections 2.14, 2.15, 2.17, 2.24, 2.27, 2.30, 2.34, 7.2, 7.3, Section 8 in its entirety 10.12 and 10.16, of the Terms and Conditions, which are a part of this Merchant Agreement.

Merchant Acknowledgements and Consents:

MERCHANT and each individual person signing below acknowledges and consents as follows:

a. The Terms and Conditions, which can be obtained at https://www.merchantfoundry.com/s4atbv3/WLTC/TC_WL_9_28_18.pdf, together with this Merchant Processing Application constitute the AGREEMENT among the parties. MERCHANT is responsible for reading and understanding the Terms and Conditions and agrees to be bound by all of their terms.

b. MERCHANT may be enrolled in Additional Services as defined and described in the Terms and Conditions, for which applicable fees will be incurred. MERCHANT acknowledges and agrees that Additional Services are subject to the Merchant Agreement, including the Terms and Conditions and documents referenced therein. The provisions of the Merchant Agreement regarding Additional Services constitute an agreement solely between MERCHANT and PAYSAFE PAYMENT PROCESSING SOLUTIONS, LLC, a Delaware limited liability company (“COMPANY”). MERCHANT specifically authorizes COMPANY and its affiliates to collect fees and other charges applicable to Additional Services from MERCHANT’s ACH Account (as described above) in accordance with their respective fee schedules as amended from time to time by COMPANY pursuant to the ACH Account. The undersigned agree that the signature page of this Application shall also serve as the signature for the Merchant Agreement as applicable to Additional Services, including fees and charges. MERCHANT may cancel Additional Services and avoid further fees for such Additional Services by following the procedures described in Section 16.0 of the Terms and Conditions or as otherwise explained in the applicable notice for Additional Services.

Resolution:

FOR ALL MERCHANTS WHO ARE LLCS, PARTNERSHIPS AND/OR CORPORATIONS – RESOLUTION - The indicated officer/partner identified signing below has the authorization to execute the Merchant Payment Card Agreement with BBVA Compass Bank on behalf of the herewithin named LLC, partnership or corporation.

The responsibilities listed above do not supersede terms of the Merchant Payment Card Application / Agreement and are provided to ensure that Merchant understands some important obligations of each party. This Disclosure page must be dated and signed by the Merchant's principal owner or authorized officer, whose signature confirms that he/she has reviewed a copy of this document.

Do not sign below unless and until you have received and reviewed all pages of this Merchant Payment Card Application/Agreement, Merchant Payment Card Application - Terms and Conditions and any other documents listed above in the Application Preview section. I acknowledge that my signature below will be used to fill in all signature locations on the documents listed above in the Application Preview section. I acknowledge that this complete and legible Merchant Payment Card Application/Agreement has been provided to me and I agree to be bound by its provisions. I understand that if this Merchant Payment Card Application/Agreement is approved by Processor, I will comply with the Merchant Payment Card Application/Agreement, Merchant Payment Card Application - Terms and Conditions for all transactions I process. I further acknowledge reading and agreeing to all terms in the Merchant Payment Card Application - Terms and Conditions and any other documents listed above in the Application Preview section, which shall be incorporated into the Agreement. I further understand that no strikeouts, interlineations, additions or modifications to this preprinted Merchant Payment Card Application/Agreement may be made and that this Merchant Payment Card Application/Agreement may be transmitted to or from Processor and/or retained electronically by Processor, which will constitute an original. I understand that additional charges may apply and to refer to the Merchant Payment Card Application/Agreement and the Merchant Payment Card Application - Terms and Conditions full details. I understand that this Merchant Payment Card Application/Agreement is subject to approval by Processor and Bank. I declare that all of the information contained in this Application is true and complete.

Member Bank Information:

BMO Harris Bank, 8500 Governor's Hill Drive Cincinnati, OH 45249, 847-240-6600
Citizens Bank, N.A., One Citizens Plaza, Providence, RI 02903, 877-550-5933

Upon approval the merchant bank will be selected and stated in your welcome letter. The selection is referred to herein as the "Bank".

Important Bank Responsibilities

Bank is the only entity approved to extend acceptance of VISA products directly to a Merchant.
Bank must be a principal to the Merchant Agreement.
Bank is responsible for educating Merchants on pertinent VISA Operating Regulations or such pertinent rules and regulation of MasterCard International with which merchants must comply. Merchant acknowledges it has read and understood, or seek clarification from Agent or the Bank, all such rules and regulations before submitting a transaction for processing by Agent and Bank.
Bank is responsible for and must provide settlement funds to the Merchant.
Bank is responsible for all funds held in reserve that are derived from settlement.

Important Merchant Responsibilities

Ensure compliance with cardholder data security and storage requirements.
Maintain fraud and chargebacks below thresholds.
Review and understand the terms of the Merchant Agreement.
Comply with VISA, MasterCard, And American Express and Discover Operating Regulations.
You may download Visa Regulations from Visa's website at: https://usa.visa.com/support/small-business/regulations-fees.html
You may download MasterCard Regulations from MasterCard's website at: http://www.mastercard.com/us/merchant/support/rules.html
You may download the American Express Merchant Operating Guide from American Express' website at: http://www.americanexpress.com/merchantopguide
You may download additional merchant information from Discover Network's website at: http://www.discovernetwork.com/merchants/index.html

Merchant acknowledges that you have accessed our Merchant Processing Agreement ("Agreement") at www.myresourceportal.com/epx_agreement. By signing below, Merchant agrees to all terms and conditions contained therein. From time to time, the Agreement may be updated. When this occurs, Agent will notify Merchant electronically (or by delivery method selected by Merchant at time of disclosure) when such updates have been made. Merchant acknowledges that continued use of Agent Merchant services after the update signifies Merchant Acceptance of updated Agreement. The undersigned is duly authorized to sign on behalf of the Merchant and to bind the Merchant to the terms and conditions set forth in this Merchant Application ("Application") and previously referenced Agreement, and certifies that all information provided in association with this Application is true, correct and complete. By signing below on behalf of Merchant, you authorize Member/Bank and/or Agent to collect and use your Social Security number, including for purposes of obtaining consumer credit reports on you. You expressly acknowledge and agree that your Social Security number and your consumer credit report(s) may be required or used in conjunction with the maintenance, updating, renewal or extension of the services provided hereunder, or in conjunction with reviewing, taking collection action on, or any other legitimate purpose associated with the Merchant account. The undersigned consents to Member/Bank and/or Agent's collection, processing and use of the information contained in this application including the transfer of such information to service providers or affiliates for any lawful purpose including, without limitation, to (i) verify individual identities, and (ii) transfer such information, including personal information, to one or more vendors providing a service that assists Member/Bank and/or Agent with respect to identity confirmation. A Merchant's submission of a transaction to Agent shall be deemed to signify Merchant's acceptance of the Agreement, including the terms and conditions herein.

Merchant has elected to execute this agreement electronically by using the signature box below to sign this agreement by mouse, stylus, or similar instrument. Merchant understands and agrees that the signature provided below binds merchant [and guarantor(s)] to the terms and conditions of the agreement.

Signature

Sign in the box below using your finger or mouse. By signing below you agree to the above documents at your current IP Address.

National Bankcard, Inc. is a registered ISO of Compass Bank an Alabama State Chartered Bank. The Clover trademark and logo are owned by Clover Network, Inc., a First Data company. All other trademarks, service marks and trade names referenced in this material are the property of their respective owners. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google, Inc. EMV is a registered mark owned by EMVCo LLC. Next day funding is based on financial condition of merchant's business at time of approval.

* Offer available for a limited time. Limit of one (1) Clover POS System, or credit card terminal or mobile card reader for the advertised price. Offer subject to change without notice. Offer only valid for new customers. Must open a merchant account through National Bankcard Inc. Terms & Conditions apply. Offer only valid with minimum processing requirements. Minimum processing requirements are as follows: to qualify for a free placement of a Clover Station Pro or Clover Station merchant must show a combined monthly processing volume of $20,000 per month on 2 consecutive months of past merchant processing statements within the past 18 months. To qualify for a free placement of a Clover Mini, Clover Flex, or PAX E600 merchant must show a combined monthly processing volume of $10,000 per month on 2 consecutive months of past merchant processing statements within the past 18 months. To qualify for a free placement of a Clover Go bluetooth reader or PAX A920 or PAX A80 merchant must show a combined monthly processing volume of $5,000 per month on 2 consecutive months of past merchant processing statements within the past 18 months. To qualify for a free placement of a Verifone VX520 or a Mobile bluetooth reader there is no past monthly minimum processing requirement. Seasonal businesses do not qualify for free equipment. Any return on a Clover product must take place within 30 days of initial shipment and pay a $250 restocking fee. Please ask your sales agent for complete program details.