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Pricing valid only in the US. Actual fees may vary. Please review all documents below in the application preview section for full explanation of fees.
Visa/MC/Discover/Amex Interchange Rate:
Visa/MC/Discover DEBIT Qualified Rate:
(plus dues and assessments)
Mid-Qualified surcharge Credit Qualified Rate plus:
Visa/MC/Discover CREDIT Qualified Rate:
Non-Qualified surcharge Credit Qualified Rate plus:
American Express CREDIT Qualified Rate:
PIN Debit Card Fees: (excluding network fees)
0.00% + $0.25
Batch Header Fee:
Monthly Statement Fee:
Offline-Debit Trans Fee:
AVS Fee Per Inquiry:
Wireless Monthly Fee:
Gateway Monthly Fee:
Mobile Pay Monthly Fee:
The following application and terms and conditions of the merchant processing agreement have been generated based on the information you entered. Before signing below please review the Bank Information and Merchant Disclosure section as well as all pages of your Merchant Processing Application and Agreement, Program Guide, and any other documents listed below in the Application Preview section. Each of the below documents are clickable and can be downloaded for review.
Visa and MasterCard Member Bank Information:
Wells Fargo Bank, N.A.
The Bank's mailing address is:
1200 Montego, Concord, CA 94598
Important Member Bank Responsibilities:
(a) The Bank is the only entity approved to extend acceptance of Card Organization products directly to a merchant.
(b) The Bank must be a principal (signer) to the Merchant Agreement.
(c) The Bank is responsible for educating Merchants on pertinent Visa and MasterCard Rules with which Merchants must comply; but this information may be provided to you by Servicers or Processor.
(d) The Bank is responsible for and must provide settlement funds to the Merchant.
(e) The Bank is responsible for all funds held in reserve that are derived from settlement.
mportant Merchant Responsibilities:
(a) Ensure compliance with Cardholder data security and storage requirements.
(b) Maintain fraud and Chargebacks below Card Organization thresholds.
(c) Review and understand the terms of the Merchant Agreement.
(d) Comply with Card Organization Rules.
(e) Retain a signed copy of this Disclosure Page.
(f) You may download "Visa Regulations" from Visa's website at:http://usa.visa.com/merchants/operations/op_regulations.html.
(g) You may download "MasterCard Regulations" from MasterCard's website at:http://mastercard.com/us/merchant/support/rules.html.
The responsibilities listed above do not supersede terms of the Merchant Processing Application and Agreement and are provided to ensure that Merchant understands some important obligations of each party. This Disclosure page must be dated and signed by the Merchant's principal owner or authorized officer, whose signature confirms that he/she has reviewed a copy of this document.
Do not sign below unless and until you have received and reviewed all pages of this Merchant Processing Application, Agreement, Program Guide and any other documents listed above in the Application Preview section. I acknowledge that my signature below will be used to fill in all signature locations on the documents listed above in the Application Preview section. I acknowledge that this complete and legible Merchant Processing Application and Agreement has been provided to me and I agree to be bound by its provisions. I understand that if this Merchant Processing Application and Agreement is approved by Processor, I will comply with the Merchant Processing Application, Agreement and Program Guide for all transactions I process. I further acknowledge reading and agreeing to all terms in the Program Guide and any other documents listed above in the Application Preview section, which shall be incorporated into the Agreement. I further understand that no strikeouts, interlineations, additions or modifications to this preprinted Merchant Processing Application and Agreement may be made and that this Merchant Processing Application and Agreement may be transmitted to or from Processor and/or retained electronically by Processor, which will constitute an original. I understand that additional charges may apply and to refer to the Merchant Processing Application and Agreement and the terms and conditions of the merchant processing agreement for full details. I understand that this Merchant Processing Application and Agreement is subject to approval by Processor and Bank. I declare under penalty of perjury under the laws of the state of California and under the laws of the state in which my business is located that all of the information contained in this Application is true and complete.
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