Get Access to Needed Capital to grow your business

National Bankcard's Business Cash Advance program provides businesses with access to needed capital to help them grow by purchasing a small percentage of their future credit card sales processed through a merchant account, providing them with capital needed sooner than later. Your business can qualify to receive anywhere from $3000 up to $300,000 in needed capital based on its current credit card turnover. Unlike a small business loan, a Business Cash Advance has no upfront fees, closing costs or loss of equity and is much easier to apply for than a traditional bank loan or credit line.

Here are some of the other benefits the Business Cash Advance Program offers:

• Funding can occur in as little as 10 days
• Easy payback terms and conditions
• Can include all fees in cost of goods
• Available funding for opportunistic buys
• Tax deductible
• Improves cash flow
• Builds business credit
• Does not affect a business' d debit-to-income ratio
• Increases opportunities to buy for retailers
• No need to markdown inventory to raise cash for new inventory
• May receive additional funding for other purposes upon requests
• No set term

What are the requirements for a business to qualify?

• Restaurant, Retail or Service Business
• At least 1-year in business
• Accepts credit cards as a form of payment
• Provide processing statements for the previous 6-months of at least $4,000 per month in credit card sales, $2,500 franchises
• Provide 2-months of bank statements with consistent balances for higher approval amounts
• Acceptable personal and business credit (may have as low as 500 personal credit)
• Has no open tax liens, judgments or bankruptcies
• Is in good standing with landlord with at least one year remaining on their lease

To learn more about our Business Cash Advance program please call a customer service representative at 1-800-991-2291, or fill out our brief online Quote Form to receive a customized rate quote by email.